Southern Butler County Community CU

SEPTEMBER 7, 2010

Newsletter

OTHER LINKS

On-line Banking

Visa Scorecard Rewards

Verfied by VISA

CU Members Mortgage

No-Surcharge ATM Network

Federal Trade Commission

Internal Revenue Service

Legacy Member Services (check ordering)

We have GREAT rates on Auto Loans and Certificates!

Share Rates

IRA - Account Closure

$3.50

APR

APY

Regular Shares

.30%

IRA Accounts

.55%

Club Accounts

.55%

CD, 6 Months

1.00%

CD, 12 Months

1.25%

1.26%

CD, 18 Months

1.50%

1.51%

CD, 24 Months

1.85%

1.86%

CD, 36 Months

2.25%

2.27%

Loan Rates

New Auto Loans

APR

3 Years

2.75%*

4 Years

3.25%*

5 Years

3.75%*

6 Years

for loans over $20,000

5.50%*

Used Auto Loans

APR

Model Year

3 Years

4 Years

5 Years

2009 - 2006

3.50%*

4.00%*

2005 - 2002

6.50%*

6.75%*

N/A

2001 and older

7.50%*

N/A

*Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

N/A means loan term is not available for this vehicle model year

Home Equity Loans

APR

5 Years

4.00%*

10 Years

5.75%*

15 Years

7.25%*

*Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Personal Loans

APR

Up to 2 Years

10.00%*

Up to 3 Years

10.50%*

Up to 4 Years

11.00%*

Term is dependent upon amount borrowed

*Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Share Secured Loans

Term

Rate

0 to 5 Years

2.0% above Regular Shares Dividend Rate

or 5.0% (whichever is greater)

5 to 10 Years

1.0% above 5 year term

10 to 15 Years

2.0% above 5 year term

Mobile Home Loans

APR

Three years old and newer

9.00%*

Four years old and older

10.00%*

*Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

VISA Credit Card

APR

Visa Platinum

9.99%*

Visa Share Secured

7.99%

*Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Fees

Money Order

$0.75

Gift Cards

$2.00 per item

Stop Payment

$20.00 per item

Deposit Item Return

$15.00 per item

Wire Transfer (outgoing)

$20.00 per item

Wire Transfer (incoming)

$20.00 per wire

International Wire Transfer (outgoing)

$48.00 per item

Non-sufficient funds

$25.00 per item

Transfer (Automatic Savings Overdraft Protection)

$5.00 per transfer

Copy of Paid Draft

$5.00 per item

Account Balancing

$25.00 per hour

Statement Copy

$5.00 per statement

Non Activity Fee

$3.00 per quarter for balances

less than $100 that do not have activity

for more than 1 year excluding accounts

of members under the age of 18

Western Union Wires

$50 up to $1,000

$100 for $1,001 to $5,000

$200 for $5,001 to $10,000

International fees are the same as Domestic plus 2% of the principle.

Membership Share

$5.00 par value

Membership Fee

$1.00

IRA - New Account

$3.50

NOTICE: Rates are subject to change without notice.

Southern Butler County Community CU
963 Route 228
Mars, PA 16046
Phone: 724-779-9090
Fax: 724-779-9091

Disclosures Privacy Policy

This credit union is federally insured
by the National Credit Union Administration.